Accident & Sickness Insurance
When you suffer a covered accident or sickness, the Accident & Sickness Insurance plans pay cash benefits that you can use however you wish.
Unexpected events like accidents, illnesses and injuries can disrupt your life – and your finances.
While medical insurance typically covers most medical costs, other types of expenses can arise – like transportation costs, additional childcare and household tasks you can’t do for yourself.
Fretting over finances isn’t going to help you heal. That’s why Securian Financial offers the following accident and illness insurance – so you can plan for the unexpected before it happens and avoid tapping into savings or other sources.
Accidental death insurance
Accidental death insurance provides a payment in the event you or a covered family member experience a fatal covered accident.
Purchasing accidental death insurance online can be an affordable option. And acceptance is guaranteed.
Accident insurance
When an accident happens, your plans, activities and work routines can come to a sudden halt. Accident insurance may be offered through your employer and can help you plan for the unexpected.
Accidental death & dismemberment insurance (AD&D)
When an accident results in a fatality or dismemberment, AD&D insurance offers added protection to help your family through the crisis. AD&D may be offered through your employer or local financial institution.
Critical illness insurance
It’s difficult to anticipate the extra expenses a serious illness may bring, but you can be smart and help plan for them with critical illness insurance. Critical illness insurance may be offered through your employer.
Hospital indemnity insurance
Medical insurance covers a lot of expenses, but not all the unexpected costs that arise from a stay in the hospital. Hospital indemnity insurance may be offered through your employer and may help during these times.
Cancer insurance from your employer may offer:
Lump-sum payments you can use as you wish
An annual health screening benefit (see your certificate for details)1
Paid benefits for initial diagnosis and if cancer returns2
Guaranteed acceptance provided you are actively employed when you apply3
Easy claims processing and convenient payroll deduction
Portable coverage should you leave your current employer4